In today's world, I know of no investment fund, insurance policies, trust funds or investment brokers that will guarantee their clients a guaranteed 18.5 percent interest income for a year, let alone for life. Yet this is what Taiwan is saddled with from the KMT's one-party state days. It is time for everyone to face up to not only this burden on all the tax-payers of Taiwan, but also to examine carefully how many of the injustices and privileges of the KMT one-party state days still exist in the country.